Irving Social Security Disability Lawyer

Social Security Disability Attorney Serving Irving, TX

Navigating the complex requirements that apply to those who apply for disability benefits through Social Security can be a daunting process. Understanding the qualifications, the process of filing applications and submitting other documentation, and the criteria required to receive benefits is essential. By taking the correct steps during the application process, people can help ensure that they will be able to receive financial assistance as needed. A knowledgeable Social Security disability attorney in Irving can provide invaluable guidance and representation when addressing these matters. At The Law Offices of Coats & Todd, we can help ensure that applications will be handled correctly and efficiently.

Dealing with a disabling condition is challenging enough without the added burden of navigating legal issues related to Social Security disability benefits. Our attorney can provide personalized guidance during the application process, helping our clients understand the stringent requirements and complex procedures involved in applying for disability benefits. With our thorough knowledge of issues related to Social Security and our compassionate approach, we can help clients secure the benefits they need to cover their daily living expenses and medical costs. We can also help respond to denied claims and advocate for clients during appeals.

How to Qualify for Social Security Disability Insurance (SSDI) in Irving

To receive SSDI benefits, an applicant must meet specific criteria related to their work history and the nature of their disability. SSDI is designed to support those who have paid payroll taxes over multiple years of employment. As such, there are two primary requirements for eligibility: a sufficient work history and a qualifying medical condition.

Work History Requirement

The work history requirement for SSDI is based on a system of "work credits," which are earned by working and paying Social Security taxes. The number of work credits needed depends on the age at which a person became disabled. Typically, an applicant must have 20 work credits that were earned during the last 10 years, although younger workers may qualify with fewer credits. It is important to note that work credits are calculated annually, with a maximum of four credits per year, so consistent employment over several years is crucial for meeting this requirement.

What Constitutes a Total Disability?

The Social Security Administration (SSA) only awards SSDI benefits for conditions that are considered total disabilities, meaning the condition must be severe enough to prevent an applicant from maintaining employment that is considered substantial gainful activity (SGA). Substantial gainful activity is defined as the ability to earn a certain amount of income through work, with the threshold updated annually. In 2024, this amount is $1,550 per month for most people, but for people who are blind, the SGA limit is $2,590 per month.

To be considered a total disability, the condition must also be expected to last for at least one year (12 months), or it must be expected to lead to the person's eventual death. The SSA maintains a comprehensive list of medical conditions that are automatically considered disabilities if their severity meets or exceeds specific criteria. However, even if a person does not meet the criteria for a condition on this list, an applicant may still qualify by proving that they cannot maintain substantial gainful employment due to an illness or injury.

When Supplemental Security Income (SSI) May Be an Option

Not everyone will qualify for SSDI benefits. Those who do not have sufficient work credits or who have never worked will be unable to receive assistance based on their work history. For other people with disabilities, Supplemental Security Income (SSI) may be available as an alternative source of financial assistance. SSI is a needs-based program, meaning that eligibility is determined by financial resources rather than work history.

Financial Resource Limits for SSI

To qualify for SSI, an applicant must have limited income and assets. The SSI program sets strict limits on the value of countable resources, which includes cash, bank accounts, stocks, and other personal property. For an individual, the resource limit is $2,000, and for a couple, it is $3,000. Certain assets, such as a primary residence and one vehicle, are typically excluded from this calculation.

Disability Requirements for SSI

The medical criteria for SSI are similar to those for SSDI. An applicant must have a disability that limits their ability to work to the point where they cannot engage in substantial gainful activity, and a condition must be expected to last at least 12 months or result in death. The key difference is that SSI is available to those who do not qualify for SSDI due to insufficient work history or other reasons but who still meet the medical criteria for a total disability.

How Our Social Security Disability Lawyers Can Help

Working with an experienced Social Security disability lawyer in Irving can significantly improve your chances of successfully applying for SSDI or SSI benefits. Our attorneys can help you gather the necessary medical evidence, complete all required application forms, and meet the strict deadlines imposed by the SSA. If your initial application is denied, which is not uncommon, we can represent you during the appeals process, advocating on your behalf to secure the benefits you need.

Furthermore, we can provide guidance on how to manage the complex interaction between SSDI, SSI, and other benefits you may be receiving, such as Medicaid or workers' compensation. This ensures that you will not be inadvertently disqualified from benefits or subjected to unnecessary financial penalties.

Contact Our Irving Social Security Disability Lawyer

If you are struggling with a disabling condition and need assistance applying for SSDI or SSI benefits in Irving, Texas, do not hesitate to reach out to our law firm. We understand the challenges you are facing, and we are here to provide compassionate, knowledgeable representation. Contact The Law Offices of Coats & Todd by calling 972-671-9922 to schedule a free consultation. We will advise you on the best steps you can take to secure disability benefits that will support your future.