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The Law Offices of Coats & Todd

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Garland, TX Social Security Disability Attorneys

Garland SSDI and SSI attorneys

Lawyers for Social Security Disability Applications in Garland, Texas

People who experience disabling health conditions may need financial assistance to meet their needs. Social Security disability benefits may be available for people with disabilities. The process of applying for Social Security disability benefits requires meticulous attention to detail and a strong understanding of the requirements that will apply for different types of benefits, including Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). An attorney from The Law Offices of Coats & Todd can provide effective legal guidance throughout this complex process.

With our experience handling Social Security disability claims, we can assist clients in gathering essential medical evidence, completing necessary forms, and ensuring all deadlines are met. We provide compassionate legal assistance, and we understand the challenges faced by people with disabilities. We work to protect our clients' rights and ensure that they receive the financial assistance they need.

The Difference Between SSDI and SSI Benefits

Social Security Disability Insurance may be available to people who have worked a certain number of years and paid Social Security taxes. Applicants may be eligible for SSDI if they have accumulated a certain number of work credits, which are based on their age and the number of years they have worked.

Generally, an applicant needs to have worked at least five out of the last 10 years before they became disabled. The exact number of work credits required varies based on the applicant's age at the onset of the disability. Younger workers may qualify with fewer credits due to their limited time in the workforce.

To be eligible for SSDI, the Social Security Administration (SSA) requires that the applicant's disability is severe enough to prevent them from performing any substantial gainful activity (SGA). The disability must be expected to affect them for one year or more or lead to their eventual death. The amount of SSDI benefits is based on the applicant's earnings record. After qualifying for SSDI, a person may also become eligible for Medicare after a two-year waiting period.

Supplemental Security Income benefits provide assistance for people with limited financial resources who are disabled, blind, or aged 65 or older. Unlike SSDI, SSI does not consider work history for eligibility. To qualify for SSI, an applicant must have limited income. This includes money earned from work, pensions, and other sources. SSI also imposes strict limits on the assets a person may own. Applicants must have less than $2,000 in countable assets if single or $3,000 if married. These assets may include cash, bank accounts, stocks, bonds, and real estate (excluding the applicant's primary residence).

The same requirements for disabling conditions apply for both SSI and SSDI applicants. An applicant's disability must prevent them from being able to work and earn sufficient income, and it must be expected to last at least one year or result in death. SSI benefits are based on the federal benefit rate, and any income a person earns may reduce the benefits they receive. Recipients of SSI will usually be automatically eligible for Medicaid.

How The Law Offices of Coats & Todd Can Help Demonstrate Disability

When applying for SSDI or SSI benefits, a person will need to prove that they have a health condition that qualifies as a disability. Comprehensive and convincing medical evidence must be provided during the application process. The attorneys at The Law Offices of Coats & Todd can help ensure that the proper evidence is provided by:

  • Collecting medical records: We can take steps to gather all relevant medical records and other forms of documentation and ensure that this information is submitted in a timely manner.
  • Working with medical professionals: We can collaborate with doctors or other healthcare providers to obtain detailed statements and evidence supporting the severity and impact of a person's disability.
  • Completing forms and paperwork: We can ensure that application forms are completed accurately while avoiding common pitfalls that may lead to denials.
  • Meeting deadlines: We will help our clients keep track of all critical deadlines to ensure that requirements are met within the proper timeframes.
  • Appealing denied claims: If an initial disability claim is denied, our attorneys can file appeals, provide representation during hearings, and present additional evidence to demonstrate disability.

Contact Our Garland, Texas Social Security Disability Claim Lawyers

The experienced attorneys at The Law Offices of Coats & Todd understand the complexities of the Social Security system, and we are committed to helping our clients secure the disability benefits they deserve. Whether you are filing a new claim or appealing a denial, we can provide comprehensive legal support while addressing any concerns that may arise. Contact us at 972-671-9922 to set up a free consultation.

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