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Do I Qualify for Social Security Disability Insurance?
No matter how carefully you plan for the future, sometimes life gets in the way. If you have recently become badly injured or otherwise disabled, you may understandably feel worried and have many questions. How will you provide for yourself and your family? Will you be able to retire? Is there any work you can still do? Read on to learn more about one option that could be available to you - Social Security Disability Insurance (SSDI) - and then contact an SSDI attorney who can help you determine whether this might be a good option for you.
Who Can Get SSDI?
SSDI is intended to provide help to disabled individuals who meet the requirements of the SSDI program. Not everyone is considered “insured” under SSDI - adults must have worked recently and have paid Social Security taxes on their income. If you apply, you must provide extensive documentation about your work history and the condition that leaves you fully disabled.
Not all conditions are covered by SSDI, even when the person applying for SSDI suffers from a condition that leaves them unable to work. In general, however, people can qualify for monthly benefits after proving they have a medical condition that prevents them from working for a year or more. You may be able to continue receiving SSDI benefits until you can return to work, and certain incentives may allow you to transition back to work more easily.
How Do I Know if I Am Disabled?
The government uses a strict definition of disability to determine who is eligible for SSDI. You must meet all of the following criteria:
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You have a disability that has lasted or will last, at least one year or which will eventually result in your death
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You are unable to work in your previous work or in any other work because of the disability
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You are unable to engage in any other “substantial gainful activity” (money-making behaviors) because of the disability
Furthermore, the disability must be severe and generally must be on a list of accepted medical conditions, although there are some exceptions.
What Should I Do if My SSDI Claim Has Been Denied?
Applying for SSDI is a complex process that involves an extensive amount of paperwork. You may be denied simply for not providing the right information the government needs to make a decision. However, you can appeal the initial decision, and an attorney can help you gather everything you need to make a strong case in your favor.
Call a Dallas Social Security Disability Lawyer
Social Security Disability Insurance can be a very helpful program when it works as intended. However, like any other government benefits program, navigating the SSDI application process can be challenging - especially if your application has been rejected. Improve your chances of a positive outcome by working with a Plano SSDI attorney with The Law Offices of Coats & Todd. Call us today at 972-671-9922.
Source:
https://www.ssa.gov/benefits/disability/